Owner Financing available to qualified buyers! Handymen, DIY enthusiasts, first-time investors looking for sweat equity, and buyers seeking owner-financing options. Unique opportunity with this versatile mixed-use property! Originally designed with a first-floor office and a second-floor apartment, the home has been converted into a duplex. The first floor now features a 3-bedroom, 1 full bath apartment with basement access. The second-floor unit, with a private rear entrance, offers 2 bedrooms, 1 full bath, a kitchen, and dining area. Flexible layout allows for multiple options - convert the first floor back into an office, live upstairs while running a business below, or maintain it as an income-producing duplex. This is a fixer-upper, and the listing price reflects the work needed to bring the property to full livable condition. Seller is open to negotiating repair credits or improvements as part of the purchase agreement, subject to lender approval. Major exterior updates already completed, including newer vinyl siding, roof, gutters, and downspouts. Endless potential for investors, business owners, or owner-occupants looking for a creative space!