Welcome to 995 Harmony Lake Pkwy! This former display 2-story has so much to offer with 4 bedrooms, 3.5 baths, a loft, professionally finished lower level and a large, level fenced backyard. The main floor features 9' ceilings, engineered wood flooring, a family room with a gas fireplace, separate dining/living space and convenient main-floor laundry. The kitchen offers 42" cabinets, a pantry and a breakfast room overlooking the backyard. Upstairs you'll find 4 bedrooms plus a loft that makes a great additional sitting or flex space. The primary suite features 2 closets, a separate tub and shower and double-bowl vanity. The professionally finished lower level gives you even more living space with a family/rec room, egress window, full bath and an additional room that could be used as an office, workout room or hobby room. There's also plenty of unfinished storage. The backyard is a great feature of this home! It's large, level and fenced with dozens of trees, extensive landscaping, raised garden beds, a playset area with turf and edging, patio and in-ground irrigation system. The garage offers tons of additional storage with cabinets, wall storage, shelving and ceiling racks. The sellers have made numerous improvements to the home including replacing the water heater, refrigerator, and dishwasher, adding a water softener and reverse-osmosis system, additional lighting, ceiling fans and interior painting September 2026. Enjoy everything Cottleville has to offer with its locally owned restaurants and shops, live music and community events and nearby community college. Cottleville has that great small-town feel while still being convenient to Hwy 364, I-70, Mid Rivers Mall Drive, shopping and everyday conveniences.