This one is RARE! Tucked down a private drive in the heart of Allison Creek Estates, this Lake Wylie retreat sits on 3.5 acres with 240 feet of shoreline and wide-open main channel views. The updated dock puts the lake right at your back door, and the setting alone makes this one of the more special properties to come to market in York this year. Zoned for the new Lake Wylie High School. Inside, the home is built for the way families actually live and gather. The primary suite is a true retreat, stretching over 900 square feet with room to spread out. The great room and family room anchor the main level with soaring cathedral ceilings and space for everyone, while the keeping room and breakfast nook flow straight into a chef's kitchen designed for holidays and everyday life alike. A private office and formal dining room round out the main floor, along with a main-level bedroom and bath for easy one-level living. The basement adds a full second living space with its own kitchen and a separate entrance, making this home a natural fit for multigenerational living, extended guests, or a private in-law suite - everyone gets their own space without giving up togetherness. Outside, three 76-foot covered porches let you catch sunrise over the water from nearly every angle of the home, morning coffee included. A 3-car garage handles everyday parking, and a detached workshop gives room for boats, toys, and projects that most lake properties simply don't have. Practical upgrades matter too: a well drilled over 200 feet deep, updated HVAC systems, and Generac generators with automatic transfer switches mean the big-ticket items are already handled. This is the kind of property that rarely comes available on Lake Wylie. The space, privacy, water, and a layout built for real life together.