Lender will pay for a 1 point buy down or give lender credits on the loan. Custom-built bay front home featuring a first-floor entry with a spacious foyer & an elevator to all 3 levels. The 2nd floor showcases soaring ceilings w/inlaid bead board accents, spectacular views of the bay, a spacious 2 level deck, 2 beds, 1.5 baths, a wine room & family room open to the breakfast room & kitchen. The chef's island kitchen boasts SS appliances, granite counters & under cabinet lighting. The owners retreat on the third level, provides a separate seating area, a private deck with amazing sunset views, a coffered ceiling with inlaid accents & a spa-like bath boasting a jetted tub & a steam shower. Sitting at an elevation of 23.5 ft above sea level this home also offers wood floors throughout, radiant barrier, blown insulation between all floors/walls, insulated double pane windows/doors that can exceed 145 mph winds, a sprinkler system, mosquito misting system & an outdoor shower & half bath.