Welcome to your cozy retreat in the heart of Bay City! This charming 3-bedroom, 1 bathroom home has been thoughtfully updated offering a perfect blend of comfort and convenience. The seller has partnered with ReUp Northern Michigan to offer you the option of choosing your own finish out options, including countertops, flooring, cabinet color and backsplash, which is all-inclusive in the listed sales price with the guarantee everything will be installed before your scheduled closing date! This home has been supplied with an upgraded appliance package featuring an all-in-one washer/dryer, stainless steel range/oven and refrigerator! The home boasts a new furnace, a new water heater and vinyl windows throughout, offering excellent insulation and energy efficiency.