ASSUMABLE LOAN available at 4.6%! A beautifully maintained home built in 2022 and located in the Island Hill community. Offering nearly 2,400 finished square feet, this spacious home features 4 bedrooms, 2.5 baths, and a flexible floor plan designed for everyday living and entertaining. The main level offers a welcoming foyer, comfortable living spaces, a family room, and an open kitchen that serves as the heart of the home. Upstairs, you'll find a spacious primary suite along with three additional bedrooms, a full bath, and the convenience of an upper-level laundry room. The finished basement provides excellent potential for additional living space, a recreation room, home gym, office, or simply valuable storage. Situated on a nearly half-acre lot, the property offers plenty of outdoor space to enjoy while benefiting from the convenience of a newer construction home and situated on a dead end cul de sac street. With an attached two-car garage and a location convenient to Palmyra, Lake Monticello, Charlottesville, and surrounding Central Virginia amenities, this home offers space, flexibility, and modern living in an established community.