Wake up beneath a canopy of live oaks in one of St. Simons Island's most loved pockets! Located in mid-south, St. Simons Island, this charming cottage offers the relaxed, bike-to-the-beach lifestyle buyers are searching for - quiet and residential, yet just minutes from shopping, dining, and the coast. Priced $112,000 below recent appraisal, this 3-bedroom, 1.5-bath home offers outstanding value with flexibility for full-time living, a second home, or rental use. Situated on a corner lot in a no-flood zone, the property has no HOA and no rental restrictions, a rare combination on St. Simons Island. Inside, the home features three bedrooms plus a versatile additional space, ideal for a home office, flex room, or additional sleeping area. The layout flows comfortably for everyday living or hosting guests. Recent updates include LVP flooring in most rooms, updated electrical, a new refrigerator, and an HVAC system replaced in July 2024, providing peace of mind for future owners. Outdoor living is a highlight. The spacious deck with hot tub creates the perfect place to unwind or entertain after a day at the beach. A climate-controlled workshop or mancave, wired for cable, adds valuable bonus space and includes an attached carport that can accommodate parking, storage, or a boat. Contractor estimates are available for buyers interested in expanding the home or adding bathrooms, offering additional long-term potential. Whether you're looking for a primary residence, coastal getaway, or an island property with flexible use, this island home delivers charm, location, and opportunity. Motivated seller is open to reasonable offers.