20K in Instant Equity 5BR Colonial 20 Min to D.C. Move-In Ready 10200 Rock Oak Ter, Cheltenham, MD 20623 Listed at $633,000 and assessed at $652,000, this spacious 5-bedroom, 3.5-bath Colonial gives you built-in equity from day one - no renovations, no surprises, just solid value in a quiet, tree-lined cul-de-sac near everything that matters. Prime Location Highlights: Just 20 miles to Washington, D.C. 20 miles to Reagan National Airport (DCA) 39 miles to BWI Airport 7 miles to Joint Base Andrews Quick access to shopping, dining, and major commuter routes Well-Maintained & Move-In Ready With over 4,800 square feet of finished space, this home offers a rare blend of size, care, and flexibility. You'll walk into clean lines, natural light, and thoughtful updates that make daily life easy. Why You'll Want to Call This One Home: Open-concept main level with hardwood floors, multiple living spaces, and 1 fireplace Large eat-in kitchen with granite counters and center island - great for hosting or unwinding Primary suite with vaulted ceilings, dual walk-in closets, and spa-style bathroom and 1 fireplace Fully finished basement - ideal for guests, creative zones, or remote work with fireplace and wet bar Spacious patio and peaceful backyard for low-maintenance outdoor living 2-car attached garage + off-street parking HOA community with pride of ownership and curb appeal Priced to Sell. Ready to Close. This one checks every box - location, size, condition, and VALUE. Don't wait. Homes with equity like this don't last. Schedule your private tour today and experience the opportunity that smart buyers are watching.