Move-in-ready 3BR/2BA in one of Palm Harbor's most sought-after neighborhoods! NON-HOA Neighborhood, X FLOOD ZONE, and NON-EVACUATION ZONE offer peace of mind. Updates include a 2024 ROOF, 2023 HVAC, and Luxury Vinyl Plank flooring throughout. Open kitchen with shaker cabinets, quartz countertops, stainless steel appliances, and a breakfast bar. Split floor plan offers two living areas, perfect for both entertaining and relaxing. Primary suite opens to a spacious composite deck and features an updated en-suite bath with a zero-entry shower. Enjoy Florida living in the fenced backyard with room to play, grill, or unwind. Two-car garage provides ample storage. Zoned for top-rated schools, Gulf beaches, Pinellas Trail, shopping, dining & hospitals. . . BONUS: Qualified buyers may receive a 1-year interest rate buydown (paid by the seller's preferred lender; subject to credit approval and program availability). Contact us today for details!