Nestled in the highly sought-after Harrowgate neighborhood, this stunning 4 or 5 bedroom, 2.5-bath home (seller uses 5th BR as office) + BASEMENT. Offers the perfect blend of comfort, style, and convenience. Just steps from Carmel's vibrant Arts & Design District, Midtown, and downtown attractions, you'll enjoy an unmatched walkable lifestyle with shops, dining, trails, and entertainment right at your doorstep-all within the boundaries of Carmel Clay's award-winning schools. Inside, the beautifully updated kitchen shines with modern finishes, seamlessly connecting to the open-concept living and dining areas. Gorgeous hardwood floors flow throughout the main level, creating a warm, inviting space for everyday living and entertaining. Brand-new double-hung wrapped vinyl windows are scheduled for installation at the end of August, adding efficiency and style. Upstairs, you'll find spacious bedrooms and a serene primary suite. The basement features a versatile recreation room and generous storage space. Outside, the large, fenced backyard offers privacy and plenty of room to play or garden-without the restrictions of an HOA. The resurfaced garage floor with Polyurea coating is both functional and attractive. Situated on a quiet cul-de-sac and set on a generous lot, this home is truly a rare find in Carmel's premier location. Furnace 2021, Water softener 2022, Sump pump and battery backup 2025, radon mitigation 2025, water heater 2025 and new windows being installed and of August 2025.