Elegant brick and stone estate on a private cul-de-sac with sweeping lake and golf views. This beautifully maintained home offers breathtaking views from all three levels and showcases timeless craftsmanship throughout. Recent updates include a 2018 roof and 2020 exterior paint, along with extensive millwork, four fireplaces, and gleaming hardwood floors throughout no carpet. A dramatic two-story foyer opens into the soaring grand room, highlighted by a full wall of windows framing the lake, custom built-ins, and a limestone fireplace. The banquet-sized dining room is ideal for entertaining, while the richly paneled library features a vaulted tongue-and-groove ceiling, fireplace, and built-ins. The gourmet kitchen is equipped with stainless steel appliances, a spacious island, a walk-in pantry, and a built-in desk, flowing seamlessly into the vaulted keeping room with another fireplace, lake views, and access to the covered two-story veranda. From here, enjoy expansive views of the large, level, fenced backyard perfectly suited for a pool or custom outdoor living space. Upstairs, a loft connects two ensuite bedrooms with walk-in closets and two additional bedrooms that share a Jack-and-Jill bath. The terrace level, filled with natural light from walls of windows, offers stunning lake and golf course vistas and is ready to be finished to your needs, with plumbing in place for a bathroom and second kitchen/bar. A covered patio extends the living space outdoors, overlooking the backyard and serene setting. Perfectly situated on one of St Marlo's most desirable streets, this residence provides built-in privacy thanks to its slightly recessed homesite, while maximizing lake and golf course views from nearly every angle.