Assume a 2.6% mortgage & save HUGE money! Live less than 200 steps from the beach in this spacious, updated island home. The primary suite is located on the 1st level & includes an attached home office/flex room ideal for a cabana, gym, nursery, or oversized walk-in closet. Upstairs offers 3 generous guest bedrooms and 2 full baths, providing plenty of space for family and visitors. Major upgrades include a 2019 roof, impact windows and doors, new AC units, new water heaters, new washer/dryer, and a new wood fence. Move-in ready and steps to the ocean! Size are approx/subj to error.