A truly one-of-a-kind St. Clair River landmark with endless possibilities. Formerly a local bank, this iconic riverfront building offers nearly 3,700 sq ft of flexible commercial space plus a separate upstairs apartment, making it ideal for owner-occupants, investors, or creative entrepreneurs. Set directly along the international shipping channel of the St. Clair River, enjoy constant freighter traffic, panoramic water views, and unbeatable visibility. The property features ample on-site parking - a rare find for riverfront real estate - along with a separate outbuilding originally constructed for an ATM, perfect for storage, retail kiosk, drive-up service, or repurposing to suit your vision. Currently configured for banking and professional use, the layout easily adapts to a wide range of opportunities: Restaurant or waterfront caf , Professional offices or medical, Boutique retail or gallery, Event space or private club, Mixed-use with income-producing apartment, Marine-oriented business, brokerage, or showroom Solid construction, excellent street presence, and a location that simply cannot be duplicated make this property a standout. Positioned in the heart of Algonac with direct river frontage, walkability, and unmatched exposure, this is a rare chance to own a legacy property on one of Michigan's most desirable waterways. Live upstairs. Operate downstairs. Invest long-term. Or reimagine it entirely. Opportunities like this on the St. Clair River don't come around often.