Ideally located within the 24-hour guard-gated community of Monarch Beach, this residence is just moments from the beach, scenic biking and hiking trails, and three world-class resorts. The Waldorf Astoria Monarch Beach sits directly across the street, offering an ideal setting for social gatherings, business meetings, or casual evenings with friends. Nearby, the Ritz-Carlton and Montage provide exceptional dining and entertainment. The community surrounds the renowned Monarch Beach Golf Links, while the nearby harbor and historic downtown offer endless coastal activities. Set within beautifully manicured grounds, this elegantly updated home features three bedrooms, two-and-a-half baths, and an enclosed loft, creating flexible and generous living spaces. A private wood and wrought-iron gate opens to wraparound landscaping, a spacious yard, and a charming brick-covered porch with double-door entry. Inside, the foyer leads to a light-filled living room with soaring ceilings, recessed lighting, neutral stone floors, and a gas fireplace finished in cream stone with a mahogany floating hearth. The living room flows seamlessly into the formal dining area, highlighted by a modern chandelier and clerestory windows. The kitchen is appointed with stone countertops, abundant cabinetry, and an industrial-style gas range with hood and double oven, complemented by stainless steel appliances. An adjacent den offers space for a breakfast nook, sitting area, or office, with French doors opening to the rear patio. The main level also includes a powder room, under-stair storage, and direct garage access with laundry. Upstairs, two secondary bedrooms feature plush carpeting, mirrored wardrobes, and access to a shared balcony. A versatile loft overlooks the living room and is ideal for a media lounge, library, or office. The primary suite offers high ceilings, mirrored closets, a private balcony, and a spacious ensuite bath with dual sinks, jetted tub, walk-in shower, and walk-in closet. Outdoor living is enhanced by a multi-level brick patio with partial wood awning, creating an inviting setting for coastal entertaining and al fresco dining.