Set back from the street, a handsome facade welcomes visitors to this two-story home, which includes a lofty, artful studio cottage, embracing the magic of a secret, central garden. Multiple uses enhance the livability of this renovated two-unit building: it can function as a home office, an art studio, multigenerational housing, or guest quarters. Well located at the intersection of North Bernal, the Mission, and Noe Valley, dual commutability is an asset of this bright, updated home. The main floor features an open floor plan, two sizable bedrooms, and two pristine baths. The custom kitchen with sleek stainless steel appliances and ample cabinetry, is perfectly designed for entertaining. The primary suite is located at the front of the house and has a spacious walk-in closet that leads into a beautifully appointed, en-suite bath. The second, south-facing bedroom overlooks the sunny courtyard. The garden level offers additional living space with an office nook and kitchenette. A separate office room, lower-level bath, and a large laundry room with additional storage space complete this level. The courtyard is awash with light, featuring mature trees, including a fruit-bearing lemon tree and robust bougainvillea. A newly permitted, legal studio with a full kitchen and bath shares the courtyard; its separate street access offers a multitude of options for use. Additional features include a one-car garage, a two-car gated parking pad in front of the home, additional storage, proximity to BART and the shops and eateries on 24th and Mission Streets, Precita Park, and access to major highways. This home is the best-kept-secret opportunity offering modern city living to those looking for a home with flexible use.