Income-producing 4-bedroom brick bungalow offered at $145,000 with long-term CMHA tenant paying $1,450/month ($17,400 annually). Owner pays water/sewer (approx. $190/month). Annual taxes $1,130. Approximate 9.6% cap rate based on current performance (before additional operating expenses). Recent improvements include whole-house surge protector, bathroom fan ventilation installed by licensed electrician, frost-free exterior faucet, new dishwasher (2025), new washer & dryer (2025), new kitchen faucet, recently serviced HVAC, granite countertops, and restored hardwood floors. Strong cash flow, low taxes, and solid updates make this a turnkey addition to any investment portfolio. NO SELLER FINANCING.