Enjoy low-maintenance living in The Cottages at Stoney Creek, a gated community offering comfort, convenience, and flexibility. This 3-bedroom, 2.5-bath home features a functional layout with a half bath on the main level and all bedrooms upstairs for added privacy. Recent updates include new LVP flooring downstairs and a 2025 HVAC system, providing a strong foundation for the next owner. The home is move-in ready while also offering a blank canvas for buyers who want to add their own style and updates over time. Residents enjoy access to a gated entrance, private neighborhood setting, and community pool, all with a low HOA fee--making everyday living simple and manageable. Ideally located just a short drive from Amelia Island beaches, dining, shopping, and historic downtown Fernandina Beach, this home offers both convenience and coastal accessibility.