Enjoy the best of Florida living in this beautifully maintained 3-bedroom, 3-bath home, located in the one-of-a kind St. Johns River-front community of Crystal Cove. With only 24 custom homes in the neighborhood, just steps from the publicly accessible marina, and convenient to all the in-town conveniences, this property offers a lifestyle unmatched. No HOA or CDD! Inside, you'll find a truly unique floorplan with over 2200 square feet of living space. The split bedrooms, each with separate full bathrooms, tall ceilings, and numerous updates throughout make this home comfortable and inviting. The renovated kitchen features stainless steel appliances, double ovens, updated countertops, plenty of shaker style cabinets and a bright but cozy breakfast room. Relax knowing the HVAC is newer, as is the roof. And don't forget the river views from the front of the home! The primary suite offers a spacious and relaxing retreat overlooking the large oak trees in the backyard. It offers an adjoining bath with separate vanities, a water closet, garden tub, walk-in shower, and a large custom walk-in closet. Numerous upgrades, including fresh paint, updated flooring, custom tile work, and thoughtful design details, add to the home's appeal. Outside, you'll enjoy peaceful river views, beautiful sunrises, mature landscaping, and a fully fenced backyard with charming white picket fencing. The front river view pergola and paver patio create a quaint space for outdoor dining, entertaining, or simply relaxing. A spacious two-car garage and ample room for boat or RV storage add to the property's practicality. Additional boat storage and docking is located at the neighborhood marina. Conveniently located near shopping, dining, medical facilities, and historic downtown Palatka, this home combines comfort, flexibility and a much sought-after waterfront lifestyle. Make it yours!