2/1 rate buydown available with preferred lender. FHA rates as low as 4.25%! Move-in ready and full of charm, this beautifully updated home at 1514 Bailey Avenue blends classic character with thoughtful modern upgrades in a prime Chattanooga location. Just minutes from downtown, the Southside, Warner Park, the Chattanooga Zoo, and countless local restaurants, coffee shops, breweries, and entertainment options, this home puts you close to the best of Chattanooga living. Enjoy easy access to nearby parks, neighborhood conveniences, and major commuter routes while still coming home to a comfortable, private setting. Step inside to discover gorgeous new hardwood floors, freshly painted interiors, and inviting living spaces designed for everyday comfort. The updated kitchen features stunning new quartz countertops, a modern smart kitchen sink, and an ideal layout for daily living and entertaining. Updated smart mirrors add a polished, contemporary touch to the bathrooms. Enjoy your morning coffee or unwind after a long day in the covered sunroom overlooking the fenced backyard. Major updates include a new HVAC system, offering peace of mind for years to come. The versatile floor plan features a spacious second primary suite upstairs, complete with a private bath and double vanity, creating the perfect retreat for owners, guests, or multigenerational living. Adding even more opportunity, the detached garage ADU has permitting potential, offering an exciting option for buyers seeking additional income possibilities, a future guest suite, a private home office, or flexible space for extended family. Investors will appreciate the potential to maximize value in a high-demand location near downtown Chattanooga and the Southside. With its combination of updates, charm, flexible living potential, and unbeatable convenience, this home is one you will not want to miss. Homes in this sought-after area do not last long--schedule your showing today and see why 1514 Bailey Avenue should be your next address.