Sleep easy in this ICF-built golf course home in gated Summerfield at Bayside Lakes, with a $15,000 seller credit toward closing costs and prepaids (restrictions apply). Insulated Concrete Form construction means reinforced concrete walls wrapped in foam insulation, delivering outstanding hurricane resistance, lower energy costs, a quiet interior, and lasting durability. The primary suite even includes a secure safe room. This spacious 3-bedroom, 2.5-bath layout includes a private office/den and an upstairs bonus movie/game room with its own half bath, plus a 2-car garage. Out back, relax with picturesque golf course views. Major updates are already done: 2019 shingle roof, 2020 A/C, new gutters, all-new plumbing, and a 2023 water heater. Bayside Lakes shopping and dining are close by, with quick I-95 access via St. Johns Heritage Parkway. Conveniently located near top-rated schools, Bayside Lakes shopping and dining, and quick access to I-95 via St. Johns Heritage Parkway.