Fairy Lake waterfront living with full municipal services in the heart of Huntsville. Positioned along Huntsville's coveted 40-mile, four-lake boating chain-connecting Fairy, Vernon, Mary, and Peninsula lakes-this upgraded 4-bedroom, 4-bathroom residence sits on an exceptionally rare, completely level lot offering step-free access straight to the water's edge. Enjoy direct big-lake boating paired with the effortless convenience of municipal water, municipal sewer, natural gas, and high-speed internet, all situated on a quiet, low-traffic street just minutes from downtown amenities.Offering over 3,000 square feet of finished living space across three levels, the interior is thoughtfully designed for four-season family living and effortless entertaining. The bright, open-concept main floor features dual hearths with both a wood stove and natural gas fireplace, flowing seamlessly out to an expansive lakeside deck overlooking the lawn and shoreline. Upstairs, the private primary suite features a 3-piece ensuite, walk-in closet, and secluded balcony with lake views, complemented by three generous bedrooms and a 4-piece bath with a classic clawfoot tub.The fully finished walkout lower level extends the living space with a large recreation room, wet bar, gas fireplace, two versatile home office/den spaces, a 3-piece bath, and direct ground-level walk-out access to the waterfront. Completing the property is a rare 4-car attached garage with extensive driveway parking for guests and recreational vehicles. Major capital improvements include architectural shingles (2022), a comprehensive lower-level renovation with an electrical panel upgrade (2020), municipal sewer connection (2018), and upgraded R40+ attic insulation. A rare combination of flat usable waterfront, premier boating access, and in-town municipal convenience. Light Fixtures, Built-in Microwave, Dishwasher, Dryer, Refrigerator, Stove, Washer, Owned Hot Water Tank, Window Coverings, Garage Door Openers & Remote(s), Fridge in Garage, Freezer in Garage, TV Wall Mount on Lower Level, Bar Sized Fridge in Lower Level, All Bathroom Mirrors, BBQ, Play Structure, Firepit, Shed, Dock.