LOT 51 - Stafford on a Finished Basement - Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $300/Year. Shiloh Cove offers quick access to I-75 via exits 97 AND 95. Phase 2 has a cluster mailbox, street lights as well as side walks!