Tucked away on a private road with no HOA, this inviting North Georgia mountain retreat combines privacy, comfort and beautiful mountain views just minutes from the amenities of Dillard and Clayton. With 3 bedrooms, 3 baths, an attached garage, fenced yard and dedicated RV parking, this property offers the flexibility and outdoor space today's mountain-home buyer is looking for. The main level features a spacious primary suite with a walk-in closet and updated ensuite bath, complete with a relaxing soaking tub, double vanity and tiled shower. A second bedroom and additional updated full bath provide comfortable one-level living for family or guests. The finished lower level adds versatility with a third bedroom and its own updated tile-shower bathroom, along with separate exterior access and covered deck space. Whether used as a private guest suite, family retreat, recreation area or multigenerational living space, this level offers plenty of possibilities. Step outside and enjoy the mountain setting from multiple oversized decks, perfect for morning coffee, outdoor dining, entertaining or simply taking in the peaceful surroundings. A fenced portion of the backyard provides room for pets or play, while the designated fire-pit area creates the perfect gathering spot for cool mountain evenings. Practical features include an attached two-car garage, outdoor storage shed, second driveway with room for RV parking, and plenty of parking options. With its private setting, mountain views, flexible living spaces and convenient access to Dillard and Clayton, 174 Bell Colony Road offers the best of relaxed North Georgia mountain living without sacrificing convenience.