Welcome to this spacious 4 bedroom, 3.5 bathroom home offering more than meets the eye with 3 levels of finished living space! Upon entry, you'll love the sun-filled living area with vaulted ceilings! The living room has a wood burning fireplace to keep you warm on cold winter nights, and a new ductless AC to cool you down on warm summer days. Easily entertain guests both indoors and out via the kitchen and dining room, which features sliding doors that lead to the deck, overlooking the large backyard. There are 2 bedrooms with a shared hall bathroom on the main level, in addition to a third bedroom with an ensuite bathroom. The second level loft area is ideal as a home office or playroom. You'll also find a secondary primary suite on this floor, as the 4th bedroom has an ensuite bathroom and ductless AC. The finished lower level can be used as a rec space or family room. There is a laundry room/half bath in this area, as well. In addition to the 2 newer ductless mini-splits, there is a new Navian tankless hot water heater/boiler for added peace of mind and efficiency. Conveniently located in a desirable Portsmouth neighborhood, this home is walking distance to the beach! You'll have peeks of Narragansett Bay from your new home! With easy access to Route 24, you're also close to downtown Bristol, and just a quick drive to the Naval Base in Newport. Bonus: *2.75% Assumable VA Loan for Qualified Buyers*