A rare opportunity w/an assumable VA mortgage at an incredible 2.25% interest rate for qualified buyers & approved by seller! Tucked away on picturesque cul-de-sac in the prestigious North Palencia Community, this stunning home combines thoughtful design w/exceptional features & modern convenience. It welcomes you w/a dramatic front door & unfolds into a beautiful open floor plan W/4 bedrooms, 3 bathrooms, a study, & a gourmet kitchen outfitted w/stainless steel appliances, quartz countertops & a generous island for family gatherings, & also a breakfast nook. A formal dining room for special occasions and celebrating the holidays. The large primary suite boasts a spacious bathroom w/a separate shower & tub. The laundry room conveniently includes a sink & custom cabinets. The entire home benefits from a Culligan Water Purifier & Softener, tankless water heater & a Nexia Home Automation. Enjoy seamless indoor-outdoor living w/a screened lanai, lighted patio, natural gas fire pit & a fen backyard that backs onto a serene private preserve. Enhanced with elegant pavers, landscape lighting and a complete sprinkler system. The property also includes a three-car garage and low annual HOA fee of $148. This special community offers world-class amenities to elevate everyday living. Retail, restaurants and shopping all in close proximity. An easy drive to the beautiful North Florida beaches.The historic St. Augustine, with so much history, is a short drive to start your exploration of this special city.