One or more photo(s) has been virtually staged. $5,000 Toward Your Rate Buy-Down or Closing Costs PLUS a FREE Appraisal - Courtesy of the Preferred Lender. That's real savings and a powerful head start for buyers looking to secure the best possible payment and it's available with this home. A pre-listing inspection has already been completed to create a smooth, transparent, and stress-free buying experience, giving you added confidence from day one. Welcome to this spacious 4-bedroom, 3-bathroom home in the sought-after Orange Terrace community of Seminole, offering 2,117 square feet of versatile living space, including an option for an in-law suite. Located in a non-flood zone, this property blends comfort, function, and opportunity - ready for your personal touch. Major updates provide peace of mind: Roof 2013, AC 2021, water heater 2025, and breaker panel updated in 2025. Natural light pours through the beautiful bay window in the main living room, which flows seamlessly into the dining area and kitchen with an eat-in space perfect for casual meals. Downstairs, a spacious family room with a wood-burning fireplace creates the ideal gathering space or flexible living area. Glass sliders open to a generously sized backyard, offering wonderful indoor-outdoor flow. This lower level also includes a full bathroom, laundry area, and access to the two-car garage - making it an ideal setup for guests or multi-generational living. Upstairs, the primary suite features its own private bath, while three additional well-sized bedrooms share a second full bathroom. Just minutes from beaches, shopping, dining, and top-rated schools, this home delivers location, space, and value, now paired with exceptional lender incentives to make ownership even more attainable. Opportunities like this don't come along often, especially with $5,000 toward your rate buy-down or closing costs and a free appraisal. Don't miss your chance to make Orange Terrace your next home.