Welcome to this beautifully maintained three bedroom, two and a half bathroom home located in the gated community of Oyster Bay. Situated on nearly half an acre in a non flood zone, this property offers peace of mind, in a walkable community to enjoy the outdoors.Inside is a spacious floorplan, featuring a main level master suite for added convenience and privacy. Upstairs are the additional bedrooms, with a shared jack and jill bathroom, and a large, versatile loft space, perfect for a home office, media room, or additional living area. Zoned for top rated Fernandina Beach High School, and a quick fifteen minute drive to the beaches, or the shops and restaurants of Historic Downtown Fernandina. Community offers optional Oyster Bay Yacht Club membership with resort style amenities including pool, clubhouse, tennis, pickleball, and marina.