Midtown Ventura charm meets mid-century style! This flexible 3 bedroom, 2 bath, 1,540 sq ft home offers a rare setup and an unbeatable location close to shopping, dining, and the beach. Just one block from Vons and minutes to downtown Ventura, it's situated in one of the city's most desirable and central neighborhoods. The main house features 2 bedrooms and 1 bath, a retro-style kitchen, cozy brick fireplace, and newly installed wide-plank flooring, updated lighting, and preserved original mid-century fixtures. The attached studio has its own private entrance, full kitchen and bath, ample storage, and two sets of glass sliders that open to the yard, filling the space with natural light. It's ideal for guests, extended family, or a potential ADU/JADU conversion (buyer to verify). Freshly planted gardens further enhance the curb appeal of this mid-century gem, while the private backyard and covered patio offer a tranquil retreat, perfect for entertaining, relaxing, or cultivating your own garden oasis. Set on a generous 6,534 sq ft lot, the outdoor space feels open and inviting. The attached one-car garage includes an electric door, washer/dryer hookups, utility sink, and built-in cabinets with a workbench for added convenience. Recent improvements include fresh interior and exterior paint, termite tenting, a clear sewer line inspection, roof repairs, and partial in-slab plumbing replacement, bringing peace of mind along with the home's timeless charm and character. With its retro soul and modern updates, 220 Frances Street feels like home the moment you arrive, flexible, authentic, and unmistakably Ventura