Charming brick ranch with a low-maintenance exterior and a beautifully updated finished basement, ideally located in the heart of St. Charles! The main level offers two comfortable bedrooms and a full bath, along with a spacious, open living room that welcomes you upon entry. The kitchen features classic oak cabinetry and includes a stainless steel refrigerator. The fully remodeled lower level (2022/2023) significantly expands the living space and is highlighted by a huge recreation room, a private third bedroom, and a full bathroom with a stand-up shower featuring built-in Bluetooth speakers. A convenient walk-up basement provides direct access to the garage, adding everyday functionality. Outside, enjoy a large, fully fenced backyard with a patio - perfect for entertaining, pets, or relaxing outdoors.