Located on a quiet lollipop street just three homes from Bay Colony Beach, this FEMA-compliant Hi-Ranch offers beautiful open-bay views and exceptional waterfront living. The property features a 40' raised bulkhead on Baldwin Harbor with a pier, float, and boat lift, perfect for boating enthusiasts. The front paver driveway accommodates three cars, while the tandem garage fits two vehicles and includes a second garage door facing the water. The ground level also offers ample storage, a screened outdoor area, and a large entry with a 36" x 54" elevator and staircase. The first living level includes a sitting room with a Juliet balcony, full-size washer and dryer, and a family room with dining area and summer kitchen overlooking the bay. Large 12' sliding doors lead to a 12' x 24' screened deck with backyard access. This level also features a half bath, boiler room, and a bedroom with en-suite bath and walk-in closet. The top floor showcases a recently renovated kitchen with quartz waterfall countertops and breakfast bar, a dining room with built-in cabinetry, and a living room with sweeping views of Baldwin Harbor, the wetlands, and the Jones Beach Tower. A bright Sun Room with four skylights and floor-to-ceiling windows serves as an ideal home office. Sliding doors open to the upper 12' x 24' deck. Additional features: First Level: Radiant-heated ceramic tile floors and split-system A/C Top Floor: Central air, two-zone hot water heat, luxury vinyl plank flooring A beautifully maintained waterfront home offering comfort, functionality, and spectacular bay views.