Set on just under a half acre cul-de-sac lot in Hadley Grove, this beautifully maintained ranch offers the perfect balance of comfort, functionality, and flexible living spaces. The main level is thoughtfully designed with a split-bedroom floor plan, providing both privacy and ease of everyday living. Three bedrooms, two full baths, and a half bath are all conveniently located on the main floor. The primary suite serves as a true retreat, featuring a cathedral ceiling, spacious walk-in closet, dual vanities, and a large walk-in shower. The heart of the home is the main living area, where raised and tray ceilings create a sense of openness and architectural interest. A gas fireplace anchors the family room, while new wide-plank luxury vinyl plank flooring flows throughout the main spaces, combining durability with a modern aesthetic. New wide plank LVP flooring, carpeting and fresh interior paint (2026) further enhance the home's move-in ready appeal. The kitchen is well-equipped for both everyday living and entertaining, offering a center island, gas cooktop, double ovens, microwave, disposal, and a newly replaced dishwasher (2026). The adjacent breakfast room connects seamlessly to the main living area and opens to a covered patio, ideal for outdoor dining and relaxation. Upstairs, an enclosed loft creates a private secondary living space, complete with a fourth bedroom, full bath, and bonus or flex room-perfect for guests, a home office, or multi-generational living. The exterior features a combination of brick and cement siding for lasting durability and curb appeal, along with a side-load three-car garage that provides additional storage and functionality. Built in 2016 and offering almost 2800 square feet, this home is located within Carmel Clay Schools and just minutes from shopping, dining, and major roadways. It offers the ease of ranch-style living with the added flexibility of an upper-level retreat on a nearly half-acre homesite.