2.99% ASSUMABLE FHA loan offers a rare opportunity to secure an exceptionally low interest rate while owning a beautifully upgraded, move in ready 2021 home. Combining modern construction, thoughtful upgrades, and a highly desirable split floor plan, this home delivers both comfort and functionality.This four-sided brick home offers excellent curb appeal and a spacious open floor plan designed for everyday living and entertaining. The kitchen serves as the heart of the home, featuring upgraded granite countertops, a very large island, abundant prep space, and seamless flow into the main living areas. Just off the kitchen, a spacious den or office provides flexible space for working from home, a playroom, or an additional living area.The split floor plan provides privacy, with the primary suite located on one side of the home and three additional bedrooms on the opposite side. A Jack and Jill bathroom connects two of the secondary bedrooms, creating a practical layout for families or guests. The primary suite includes an upgraded bathroom featuring large closet, double vanities, a separate walk-in shower, garden tub, and a spacious layout designed for relaxation. The homes sits on .28 acres and is already fitted with gutters. Step outside and enjoy the oversized 14' x 16' covered rear porch, perfect for entertaining or relaxing. The fenced backyard features three gates, an irrigation system and offers added privacy with no neighbors behind or to the left, creating an ideal setting for outdoor living, entertaining, or play. Schedule your tour today!