One-of-a-kind 4-story condo in a gated community on the Chesapeake Bay with private beach access! This spacious home features 4 bedrooms, including 2 with en-suite baths and walk-in closets, a top-floor bonus bedroom with large balcony, and a first-floor studio efficiency with mini kitchen and full bath, ideal for multi-generational living or income potential. Modern updates throughout, including kitchen with granite counters and stainless-steel appliances and pantry opening to the dining area and living room with gas fireplace and private balcony. Custom wine cellar adds a unique luxury touch, while the updated primary bath features a beautiful clawfoot tub for a spa-like retreat. Abundant natural light, tons of storage, walk-in attic, and first-floor utility room. Electric car charging station included! Condo association covers water, sewer, trash, grounds maintenance, flood & master insurance, ample parking & more. A rare opportunity for luxury coastal living with income potential!