Escape to a private, tree-lined retreat in the heart of Carmel. Set on over five point two acres along the river, this timeless 1957 property offers a rare blend of character, space, and quiet seclusion—yet remains just minutes from everyday conveniences. The main residence features approximately four thousand four hundred plus square feet with seven bedrooms and multiple living areas, providing flexibility for everyday living, entertaining, or multi-generational use. Warm architectural details, hardwoods, and inviting spaces create a home that feels both refined and comfortable. A charming five hundred eighty-three square foot carriage house/accessory dwelling unit includes a full bathroom, kitchen, and open flat-style living/sleeping space, along with a loft for storage. The space has also been utilized for educational purposes in the past, offering flexibility for guests, extended family, workspace, or creative use. The grounds are truly special. Walking paths wind through mature trees toward the riverfront while the brick courtyard, walled patio, gardens, and fire pit create an inviting setting for both quiet evenings and gatherings. Whether envisioned as a peaceful retreat or an active lifestyle property, the setting offers space to explore, relax, and enjoy. Additional features include a two-stall horse barn with loft storage. A rare opportunity to own a private Carmel property offering space, versatility, and a lifestyle difficult to replicate.