Located in one of the most unique waterfront settings in McHenry, this incredible Fox River property offers the lifestyle opportunity buyers dream about. Just steps to the vibrant downtown McHenry Riverwalk, local shops, restaurants, nightlife, and entertainment, this waterfront location truly delivers the best of riverfront living with walkable convenience. Currently residential in use, the property also offers outstanding future commercial potential in this highly desirable downtown location. Whether you're searching for a year-round residence, summer getaway, investment property, Airbnb opportunity, or future business location with waterfront exposure, this property checks all the boxes. Step inside this spacious three bedroom, one and a half bath home featuring a 2.5 car attached garage and a functional layout. Hardwood floors flow through the foyer and all three bedrooms, while the oversized living room/family room offers durable ceramic tile flooring perfect for coming in from a day on the water through the rear entrance. The adjacent dining area features matching ceramic tile flooring and opens seamlessly to the family room creating the potential for one expansive entertaining space. The kitchen offers wood laminate flooring, white cabinetry, stainless steel appliances, gas cooktop, granite countertops, and a bright bay window extension with natural light. Outside is where this property truly shines with your own private dock right out the back door, giving you direct access to the Fox River lifestyle. The large waterfront lot features mature landscaping, an impressive detached multi-level deck perfect for entertaining or relaxing, and an architectural shingle roof for added peace of mind. Additional features include baseboard hot water heat and central air conditioning. Loads of potential, an unbeatable downtown McHenry location, and endless possibilities make this a rare waterfront opportunity. Live in it year-round, enjoy it as a summer retreat, use it as an investment property, or explore future commercial possibilities. This is the waterfront opportunity you've been waiting for.