BRING THE WHOLE FAMILY and AFFORDABLE! Space, style, and resort-style living come together in this beautifully maintained, move-in-ready home in desirable Cross Creek! Featuring 5 bedrooms, 3 bathrooms, and a versatile two-story floor plan, this spotless home offers room for everyone! The bright, open-concept design showcases a contemporary updated kitchen with granite countertops, spacious living areas, and a convenient first-floor bedroom. A separate den/formal living room and upstairs loft/flex space provide endless possibilities for work, play, or relaxation. Retreat to the elegant, oversized owner's suite with a luxurious ensuite bath. Enjoy outdoor living in the large, privacy-fenced backyard! Cross Creek residents enjoy fabulous resort-style amenities, including pools, splash pad, fitness center, and pickleball courts. Conveniently located near shopping, dining, and highly regarded Clay County schools. MOVE RIGHT IN AND START LIVING THE FLORIDA LIFESTYLE!