Located in the unique and highly desirable neighborhood of Terra Maria in Ellicott City, this beautifully maintained home blends timeless charm with modern living in a neo-traditional community known for its tree-lined streets and historic character. This spacious home features 3 bedrooms, 2 full and 2 half baths, plus a versatile loft that can easily be converted into a 4th bedroom. The gourmet kitchen is a chef's dream, complete with granite countertops and stainless steel appliances, and flows seamlessly into the family room with a cozy gas fireplace. Gleaming hardwood floors enhance the open-concept main level, where the living room opens to the dining room, creating the perfect layout for entertaining. Step outside from the family room onto a large deck that overlooks a private wooded area, offering year round tranquility and a pond view during the winter months. Upstairs, the primary suite offers a relaxing retreat with a luxurious garden bath, accompanied by two additional bedrooms, a full bath, and the flexible loft space. The finished lower level adds even more living space, ideal as a second family room, game room, or home office. With a strong sense of community, this home offers both comfort and character in one of Ellicott City's most sought after neighborhoods.