**VA Assumable Loan for Eligible Buyers!** Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud! This spacious single-story layout offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2,077 sq. ft., all thoughtfully designed with comfort and style in mind. Step inside to soaring 9-foot ceilings, 8-foot doors, lovely luxury vinyl plank flooring, and an open-concept floor plan that flows effortlessly from living to dining"perfect for entertaining or everyday living. The modern kitchen is a chef's delight, featuring 42-inch cabinets with stylish hardware, a walk-in pantry, quartz countertops, a central island, a breakfast bar, and abundant prep and storage space. Retreat to the expansive primary suite, your private sanctuary complete with a spa-like en-suite bathroom featuring a garden tub, separate walk-in shower, dual sinks, water closet, and a generous walk-in closet. A private guest or in-law suite with its own en-suite bath provides a perfect space for visitors or multigenerational living. Two additional bedrooms share a well-appointed third bathroom. Enjoy the Florida lifestyle with a screened front entryway, a screened-in lanai, and lush landscaping that enhances the home's inviting curb appeal. The fully fenced backyard offers serene water views through a decorative see-through vinyl fence"ideal for relaxing evenings or weekend gatherings. Located just a short stroll from community amenities, including a pool, two playgrounds, and scenic ponds, this home offers an excellent value, with low HOA fees and no CDD. With convenient access to the Florida Turnpike and Hwy 192, you're minutes from shopping, dining, golf, medical facilities, and all that vibrant Central Florida has to offer.