Enjoy waterfront living for under $350K! This ranch home sits on the Wayne Creek branch of the Lafayette River with quick access to the Chesapeake Bay. Take in water views from the bright sunroom or your private drive-on boat dock with lighting, plumbing, electricity, 6,000-lb lift, and kayak launch. Recent updates include remodeled kitchen ('16), full sunroom bath ('17), hall bath ('19), added closets/laundry upgrades ('19), and extensive electrical/plumbing improvements. Features include Trex front porch with lighting ('20), rear deck and gazebo ('24), attic insulation ('07), HVAC gas pack ('16), architectural roof ('12), new sunroom roof and E-coated windows/sliding doors ('20'21). Appliances include LG refrigerator ('19), GE washer/dryer ('24). Fresh blinds throughout ('25). CAT 6A wiring in 13 locations ('19). Convenient to interstates, beaches, shopping, and cafés. No flood insurance required.