Welcome to South Harbor 55+, a vibrant community in Isle of Wight near Smithfield, offering single-family homes with first-floor living, no yard work, and resort-style amenities including a clubhouse, pool, walking trails, and pickleball courts. The Palladio 2-Story offers flexibility and style with 3 bedrooms, 3 bathrooms, and a versatile flex room that can serve as a dining area, sitting room, office - or even be converted into a 4th bedroom. The gourmet kitchen with a large island is the perfect spot for entertaining, flowing seamlessly into the spacious family room. All essential living spaces, including the owner's suite with en-suite bath and walk-in closet, are on the first floor, along with a covered back porch and the option for a wooded homesite. Upstairs, enjoy a loft, a bedroom and bath, and a temperature controlled walk-in storage room. A 2-car garage completes this thoughtfully designed home. MOVE IN READY BY JANUARY/EARLY FEBRUARY!!!!