1% LENDER PAID RATE BUY DOWN for the first year with preferred lender! Plus - refinance within 3 years with no origination fee. Welcome home to this beautifully maintained 3-bedroom, 2-bath Ranch featuring a covered front entrance, an open layout designed for everyday living, and no HOA. Step inside to a bright, open-concept kitchen and great room with a stacked stone gas fireplace - perfect for entertaining, relaxing, and enjoying time with family and friends. The kitchen features granite countertops, soft close cabinets and a breakfast bar, ideal for casual meals or hosting gatherings. The spacious primary bedroom includes a walk-in closet and private bath with dual sinks. One of the secondary bedrooms is currently being used as a home office, offering flexibility to suit your lifestyle. The home is move-in ready, with the refrigerator, washer, and dryer included. Home features a whole house water filtration system. Outside, enjoy a private .75 acre property, fenced backyard with a patio and gazebo - perfect for entertaining, grilling, or relaxing. Additional storage is provided by a shed and a tractor shed, offering plenty of room for tools and outdoor equipment. The home includes front and back irrigation system. With a location close to marinas, Lake Norman State Park, shopping, restaurants, and golf courses, this home combines comfort and everyday living.