Spectacular 5 bedroom, 4 bathroom waterfront residence located in the prestigious gated community of Biltmore Estates at Monarch Lakes. This modern yet inviting home welcomes you with serene lake views, abundant natural light, and a thoughtfully designed, expansive layout. The main level features a full bedroom and bath, along with a private guest house with full bath, ideal for visitors, a home office, gym, or retreat. Designed for both everyday living and entertaining, the home features a spacious courtyard with room to build your dream pool and beautiful outdoor covered patio overlooking the water, ideal for relaxing or hosting guests. Inside, bright and airy living spaces with high ceilings are enhanced by a warm electric fireplace, while a thoughtfully designed coffee station adds both style and everyday convenience, perfect for enjoying peaceful mornings with lake views. Upstairs, the oversized master suite offers dual walk-in custom closets, a spa-inspired bath with soaking tub, and a private balcony with unobstructed water views and an additional room which would make the perfect office or nursery. Additional highlights include tile and wood flooring throughout, a laundry room with sink, panel shutters, new roof (2025), three newer A/C units (2023/2024), and a two-car garage with built-in cabinetry and ample storage. Community amenities include tennis, basketball, pool, and playground. Luxury waterfront living at its finest.