BEAUTIFULLY MAINTAINED HOME WITH INCREDIBLE CHARACTER, STREET-TO-STREET LOT & BONUS INCOME OPPORTUNITY! **NO FLOOD INSURANCE NEEDED HERE!!** This property has endless potential. Enjoy your summer mornings on the huge front porch with refreshing ocean breezes or with a quick walk on the beach or boardwalk, just steps away! Open kitchen and dining area perfect for entertaining, with a convenient half bath and rear deck ideal for summer indoor/outdoor living. Large living room with charm and a cozy gas fireplace. The second floor offers three generously sized bedrooms, including a spacious primary suite with private en-suite bath, plus a full hall bath. The third floor provides two additional bedrooms and another full bath, plenty of room for family and guests! Outside you'll find a bocce court along the side yard and three parking spaces in the rear, a rare find! Major upgrades include a newer roof, new sewer system, updated electric, new siding, and new concrete for peace of mind. Added bonus: renovated 1-bedroom (possibly 2), 1-bath apartment with long-term rental history providing excellent income potential. Fantastic location within walking distance to the beach, boardwalk, and all the restaurants and attractions of the North Beach area! Just seconds to all the action of AC, too!