Experience joyful coastal living in this adorable waterfront residence nestled in the highly sought-after community of Montego Bay in Ocean City. Perfectly positioned for both relaxation and recreation, this beautifully maintained 3-bedroom, 2-bath home offers a rare blend of location, lifestyle, and opportunity - now enhanced with a new hot water heater in 2025 and a BRAND NEW ROOF April of 2026 with transferrable warranty for added peace of mind. Wake each morning to tranquil water views and unwind in the stunning three-season waterfront room, where walls of windows invite natural light and gentle coastal breezes. Step outside to a large deck designed for entertaining, dining, or simply soaking in the serene surroundings as boats glide by. For boating enthusiasts, the private dock is a true highlight - thoughtfully designed to accommodate two boats or a combination of a boat and personal watercraft, complete with a convenient boat lift for effortless days on the water. From here, you're just minutes away from open bay access and all the vibrant attractions, dining, and entertainment that make Ocean City a premier destination. Inside, the home offers a seamless blend of coastal charm and modern livability, with spacious bedrooms, well-appointed baths, and an inviting layout ideal for both everyday living and hosting guests. Located within the desirable Montego Bay community, residents enjoy an array of amenities including multiple swimming pools, tennis courts, pickleball, put put golf, walking paths, and easy access to the beach. Whether you're seeking a luxurious primary residence, a vacation retreat, or an investment opportunity, this waterfront gem delivers an unparalleled lifestyle defined by comfort, convenience, and captivating views.