NEW PRICE $1,099,000 | FLOOD INSURANCE JUST $2,000/YR (TRANSFERABLE) | SELLER FINANCING | 628 FT GULF-ACCESS WATERFRONT ON 1.53 ACRES. The two questions every Crystal River waterfront buyer asks are already answered: the flood policy transfers at about $2,000 a year, and the seller will consider financing. Wrapped by water on three sides, this private point feels like your own island, with direct boat access to the Crystal River and the Gulf of Mexico, and Fort Island Gulf Beach just a 14-minute drive away. The 10,000-lb boat lift sits on new Kevlar-wrapped pilings (2026) and is ready for your boat at closing. The fully renovated 2,802 sq ft block/stucco home has a split-bedroom plan, travertine marble floors, French doors to the water, a wood-burning fireplace, and an eat-in kitchen with stone counters and 2025 GE appliances. Recent updates include dual-zone Trane HVAC (2022/2024) and a 2025 washer/dryer; roof 2012. Two-car garage, public water and sewer, high-speed internet, and no HOA. Dolphins, manatees, and sandhill cranes are regular visitors. Investors: the owner ran it as a vacation rental in 2024 at $350/night. Zoned CLR. Take the 360° virtual tour, then call to book your private showing.