Just one block from the beach and nestled on a peaceful, tree-filled lot, this updated duplex offers exceptional flexibility with no HOA and no flood zone. Rent both sides for strong income potential, live in one while renting the other, or reimagine the property as a spacious single-family beach retreat. Each 1,050 sqft. unit features an open-concept living area, half bath, mud/laundry room, private fenced backyard, two upstairs bedrooms, full bath, and abundant storage. Major improvements include newer windows, HVAC systems and ductwork, exterior resurfacing and paint, hot water heater, plus interior and appliance updates. Separate utilities and city water/sewer make ownership simple and tenant-friendly. 30-day minimum rentals are allowed. Conveniently located near restaurants, shopping, and grocery stores, this is a rare opportunity to own an affordable beachside property on Amelia Island. Seller offering $5000 toward buyer closing costs or rate buydown.