Welcome to 323 Bay Lane in desirable Mantoloking Shores! This charming waterfront ranch home offers three bedrooms, two bathrooms, and a bright, airy open floor plan with vaulted ceilings. Designed for effortless coastal entertaining, the interior flows seamlessly outdoors to a custom paver patio overlooking the water. Boating enthusiasts will love the durable vinyl bulkhead and private boat lift. Additional features include oversized one-car garage, ample off street parking, & outdoor shower. Best of all, this property includes exclusive membership to a private HOA beach access strictly capped at just 100 members, ensuring a quiet, uncrowded beach day every time. Your bayfront oasis awaits!