Enjoy life on the water with direct access to Hagar Creek leading to Long Island Sound. Launch a kayak from your backyard, fish the creek, or simply take in sweeping views from multiple decks. Just a block from the Chalker Beach Store and a quick golf cart ride to historic Chalker Beach (est. 1931), this property offers the best of coastal beach association living. Set on a level .83-acre lot, the home features four bedrooms, two baths, and a walk-out office for remote work. A two-car garage and circular drive provide ample parking. Outdoor living shines with a terrace, firepit, and lush lawn bordering the creek. The large outdoor shower is the perfect place to head after a day at the beach. A popular, highly rated bedroom suite with private entrance and full bath provides flexible guest accommodations or proven Airbnb income potential. Twenty-two solar panels keep energy costs low. The Chalker Beach Association offers a vibrant lifestyle with a spacious private sandy beach, community activities, and a welcoming neighborhood. Just minutes to the quaint historic seaside town of Old Saybrook's restaurants, shops, the Katharine Hepburn Cultural Arts Center, marinas, library, train station, and much more. This property combines the tranquility of a waterfront retreat with the convenience of a lively shoreline community. Just over two hours from NYC or Boston, but a world apart!