Discover the perfect blend of Florida comfort and timeless charm in this well-maintained 3-bedroom, 2-bath canal-front home, tucked away on a quiet cul-de-sac in one of Palm Coast's sought-after waterfront neighborhoods. Situated on an expansive 80-foot saltwater canal lot, this home offers quick access to the Intracoastal Waterway"ideal for boaters, kayakers, and water lovers alike.Inside, the thoughtfully designed layout features both a living room and a separate family room, offering space for entertaining, relaxing, or daily living. The kitchen includes stainless steel Whirlpool appliances, a center island, tile backsplash, and charming architectural accents that give the space personality and warmth. The family room is accented by attractive faux wood beams that appeal to the eye.Step into the large enclosed Florida room, fully tiled and filled with natural light. Take in beautiful views of the water"ideal for morning coffee, quiet afternoons, or entertaining guests.Tile flooring runs throughout most of the home, with carpeted two bedrooms. You'll also appreciate the indoor laundry room, 2022 A/C unit, and the recently repainted exterior that enhances curb appeal. The yard is nicely manicured, providing a welcoming first impression and easy maintenance.Bonus: This home includes an assumable VA loan at an exceptional 2.75% interest rate, offering a valuable opportunity for qualified buyers to secure low-cost financing.