Charming and move-in ready! This ALL ONE LEVEL ranch-style cottage is loaded with updates and features that make it a standout value in Anderson. Possible 100% USDA financing offers an incredible opportunity for buyers! Inside, you'll find tasteful laminate flooring flowing through the living room and kitchen, along with abundant gray cabinetry for storage. The kitchen comes fully equipped - all appliances remain - and connects to a laundry/mudroom with direct access to the backyard. The home offers double suites, including a very spacious 17x16 primary suite with access to the backyard deck. A second suite ensures flexibility for maximum comfort. Additional updates include a 2024 HVAC system, natural gas hook-ups (if desired), and a Terminix termite bond for peace of mind. Outside, enjoy a fenced-in backyard with double-gated access, perfect for pets, gardening, or play. A 22x21 detached garage with a 21x5 workshop closet provides excellent storage and hobby space. Convenience is unmatched - grocery stores and shopping less than 1 mile away, 4.6 miles to Anderson University, and quick access to downtown amenities. This home has been deep cleaned and is ready for you to move right in. Don't miss your chance to own this gem with updates, a great location, and financing options that make it even more affordable!